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admin | Category: Business Phone Numbers | 08.07.2015
Pay as you go car insurance is a type of insurance program that adjusts the rates based on the number of miles that you actually drive. As strange as you might think it is, you may need car insurance even when you don’t have a driver’s license. You may get car insurance when you don’t have a driver’s license, but do have a personal driver, or ask friends to drive your car for you.  When you are the owner of the car, but not the driver, you do qualify for car insurance. To complete this insurance transaction, your designated driver needs to provide their name and their driver’s license. You could also be required to get car insurance, when you don’t have a license, have been caught driving without one, and a judge orders you to get a license.
You’re also eligible for car insurance if your license is suspended, but you can expect your insurance premiums to be substantially higher.  In this circumstance you need to be completely honest with the insurance provider.

Whatever your licensing situation is, you may need auto insurance, especially if you own a car.  There are just too many irresponsible drivers on the road to go without it. However, when you don’t have a driver’s license, getting car insurance is a little difficult – but not impossible.  You may have to pay a little more, but you can certainly get the insurance you need. Note: Most insurance companies will not provide auto insurance to an unlicensed driver but in the case that you think you qualify under one of the above situations it does not hurt to ask. The rates you receive will vary based on certain information that you provide to an insurance company and agent, this includes driving history, type of vehicle, location, coverage limits, deductibles and other data points you may be asked for. There are certain situations when you need auto insurance but don’t qualify for a license, or for whatever reason, just don’t have a license.
The insurance provider will also ask permission to pull their driving record, as this will function as the basis for the auto insurance premium cost.

As long as you explain the situation and this can be verified through your driving record, you shouldn’t have a problem getting auto insurance. In this case, a car insurance policy and the recording of such a policy can improve your driving record.

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