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There are approximately 180 million people worldwide who have diabetes and 2.5 million of these live in the UK. Diabetes can be successfully managed, but it is a chronic disorder which currently does not have a cure. Type 1 diabetes is an autoimmune disease and accounts for up to 10% of diabetes cases in the UK. The risk of developing type 1 diabetes has recently been linked with genetic factors and may be associated with lifestyle factors such as diet and exercise. Type 1 diabetes is treated by insulin injections alongside a healthy diet and regular exercise. Type 2 diabetes is a disorder that is increasing in both developed and developing nations as unhealthy diets and lifestyles become more common. Many factors influence the development of type 2 diabetes; such as an inherited predisposition to diabetes and diets high in saturated fats, sugar and low in fibre. Regular meals with foods that contain starch (bread, pasta, potatoes and rice) and decreased consumption of processed foods to maintain a stable blood sugar level. Recent research has shown that it is possible to prevent diabetes in some people who are at high risk of developing the disease.
A gland which secretes hormones straight into the bloodstream rather into the blood via a tube or duct. Cells found in the exocrine glands that secrete hormones into ducts, as opposed to straight into the bloodstream. Large molecule consisting of a carboxylic acid (RCOOH) with the 'R' being a long unbranched hydrocarbon chain. A polysaccharide, (C6H10O5)n, that is stored in the liver and in muscles and can be converted back into glucose when needed by the body.
Protein molecules attached to cells that only bind to specific molecules with a particular structure. The most common lipid found in nature and consists of a single glycerol molecule bonded to three fatty acids. Type-1 diabetes is usually diagnosed in children and young adults, and affects 1 in every 400 children and adolescents, according to American Diabetes Association. In type 1 diabetes, the body does not produce insulin, which is necessary for the body to use glucose for energy. For the study, 245 adults with diabetes (HbA1c levels of between 7% and 11%) were randomly assigned to receive the oral drug metformin and one of three treatment regimens: degludec insulin once a day, degludec three times a week, or Lantus once a day for 16 weeks. Lantus (glargine ) is the most widely used long-acting insulin, manufactured by Sanofi-Aventis. Rates of hypoglycemia were low in all treatment groups, but they were lowest in the patients who took degludec once a day. The drug has completed phase II trial and its findings still need to be confirmed in another phase of research. An auto-immune response attacking the insulin producing cells in the langerhansian islets may be a cause.
If the blood sugar level is not stabilized to a normal value, there will be an accumulation of chemicals in the body called ketones, and this condition is called diabetic ketoacidosis.


Another important module of the treatment is regulation of the amount of sugar and fat consumed through the diet so that it fits together with the insulin-amount injected.
There are also natural products in the market that can help to normalize the blood sugar level by diabetes type 2.
Life Insurance with Type 1 DiabetesApril 19, 2013Over 25 million children and adults in the U.S have diabetes, and about 2 million new cases of diabetes are diagnosed each year. Insulin Units: The use of insulin units can affect your ability to get approved, as well as rates. 25 Units a day or less of insulin is ideal and would help you get the best pricing possible. If you were diagnosed after age 40, your type 1 diabetes is well controlled, and you are following your doctor’s recommendations, as well as not having other complications from diabetes, like loss of vision, kidney disease, nervous system disease or amputations you should be able to get approved for coverage with a few high quality life insurance companies at a table rating of between 4-8. If you are taking more than 50 Units of Insulin per day, or your A1c levels are high than there is a company that would approve you for up to $50,000 of coverage without a medical exam. Graded Death Benefit policies have a 2 or 3 year initial period in which the death benefit is equal to all premiums paid, plus interest. If you would like a quote for life insurance with type 1 diabetes, fill out the form below and we will contact you.
It typically develops before the age of 40 and occurs when the pancreas can no longer produce insulin. These cells release their products directly into the blood and so are a form of endocrine gland.
People with type 1 diabetes are usually required to take either two or four injections of insulin every day.
It develops when the body can still make some insulin but not enough, or when the insulin that is produced does not work properly (known as insulin resistance).
It typically develops in the over 40's and can be treated using combinations of lifestyle changes (diet and exercise), oral medicines and daily, long acting, insulin injections.
For example, individuals in the Finnish Diabetes Prevention Study took part in an intensive lifestyle programme focussed on changing diet and physical activity behaviour. It causes the liver to convert glycogen back to glucose and to release glucose into the bloodstream. It is active in controlling blood glucose levels as it allows cells in the body to take in and store glucose. Some patients, therefore, require daily insulin injections to keep their blood sugar under check. The study is funded by Novo Nordisk, a manufacturer of degludec and published in The Lancet. Yet, the drug looks promising but it’s not clear how much the drug would cost if it was approved for the use.
Special areas in the pancreas gland, the islets of Langerhans, produce a hormone called insulin.
Then less glucose is taken up from the blood into the body cells and utilized there, and glucose accumulates in the blood.


Another experimental treatment is to implant stem cells in the pancreas that can develop into new insulin producing cells. Also regular monitoring of the blood sugar level to regulate the insulin amount is an important part of the treatment. Those products cannot heal the disease or replace insulin injections, but they can help the body to regulate the blood sugar level. If you are looking to get approved for life insurance with type 1 diabetes, this blog post will cover what you need to know.
If you were diagnosed prior to age 40 you may need to explore other options for coverage, such as a Graded Death Benefit Life Insurance – which I’ll discuss later in this blog post. You can most likely get approved even if taking up to 50 units of insulin per day, however pricing will increase with an increased amount of insulin needed. If you were looking for coverage around $100,000 – $150,000  you could get approved for a Graded Death Benefit Policy.
His mission is to help individuals across the country in finding the best rates on life insurance as well as helping individuals with high risk life insurance. This leads to the rapid onset of the symptoms of diabetes, including fatigue, unquenchable thirst, weight loss and the production of large volumes of urine. Abdominal fat cells release fatty acids into the blood that stimulate the liver to release glucose and triglycerides. Over four years, these individuals were 60% less likely to develop diabetes than individuals who did not take part in the programme. These products contain minerals that are working components of enzymes that stimulate the glucose metabolism in the body. I’ll cover what factors life insurance companies consider in deciding whether or not to approve and how they price life insurance with type 1 diabetes. Also note that even during the initial 2 or 3 year period, if death occurs as a result of an accident, then the full death benefit would be paid.
This process is therefore increased in overweight people with greater numbers of abdominal fat cells. Insulin stimulates muscle cells and other body cells to take up glucose from the blood and convert the glucose to glycogen, a kind of starch, and then store the glycogen. They also contain herbs that have been used for a long time in traditional medicine to regulate the glucose level and that have proven their effects in scientific studies. I’ll also cover some companies that we have had success with as far as getting type 1 diabetics approved. You can request a quote using the form right below this paragraph or keep reading for more on life insurance with type 1 diabetes. Type 2 diabetes is more common than type 1 diabetes accounting for 85-95% of people with diabetes.



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Comments

  1. 31

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    16.07.2014

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    16.07.2014

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    16.07.2014

  4. ALENDALON

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    16.07.2014