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Federal Reserve data analyzed by The Wall Street Journal found that rising college tuition and a declining economy are hurting upper middle class families the most. Mary Beth Hofmeister, whose son was accepted to the University of Notre Dame and received only a small grant to help pay for tuition, described her situation as being stuck in financial purgatory between "people with lower incomes who have a lot of subsidy, and the truly affluent, for whom this isn't a problem." According to Sallie Mae, low-income families often send their children to lower-cost schools and receive a greater amount of financial aid, grants, and scholarships to help cover college costs.
Consequently, many upper middle class families are paying more attention to cost and value when selecting colleges.
As reported by Q13 FOX News, a study conducted by the Horatio Alger Association further reveals students' concerns regarding college affordability. The Wall Street Journal notes that higher-earning parents are shifting part of the cost of college to their children. To help alleviate the cost of higher education, as Reed tells Q13 FOX News, students and parents should start saving and research grants and scholarships.
Once when we visited my parents, my husband and I drove to a nearby community (also inhabited mostly by retirees) for dinner. I finally realized that social class is not just about how much money you have, but also about how you spend your money and how you present yourself. Class and wealth are closely related, and it’s unlikely that someone in the upper class is broke or that someone in the lower class is a millionaire.
A reader commented that looking poor may prevent you from socializing with wealthy people, who can help you increase your own wealth.
Many middle-class people and even some lower-class people have accumulated a great deal of wealth.
I think this whole social class thing is something overrated…why can’t we all just be friends? When he grew up he made some wise career choices and is now in the top 1% of earners in the US. Then, I married a man who grew up in a lower-class immigrant household and was even homeless for a time, and his class jumped up a notch by marrying me. He is going through school, so right now we have one income, and when he is done we will be in at least a middle-upper income bracket. And, of course, once we get there, if a medical emergency occurs or nursing home care is needed, we could so easily fall back down to lower class. My point here is that I think many people jump up and down levels of money many times throughout their lives. I believe you might be taking for granted the built-in comfort of a fall-back cushion of family wealth. Likewise, as I read this, I Was kind of thinking the author has been watching too much MTV. Reminds me, my SIL married a man who comes from an extremely wealthy family (Top 1%, indeed).
If you have to worry about what class you are part of, you don’t know much about personal finances. Jumping up and down notches of wealth has little to do with class, but rather how you conduct yourself and how you spend your money.
As for the article, I must say I am uncomfortable with all the stereotyping and negativity.
America is still the land of opportunity, and regardless of the truths discussed, we root for the underdog bettering their lives. I did not say that upper-class people are not nice, but simply that the people in that particular neighborhood were not as friendly as those in my parents’ neighborhood.
Though I have no studies to cite to back up my opinion, I believe that most of us (including me) are less likely to chat with strangers whose class appears to be different from our own.
I apologize if I was unclear on my meaning — I thought a longer explanation in the article would have gotten too far off track.



It seems to me the tricky thing, when mixing with other groups, is knowing what to talk about for social chit-chat.
We’re following different sports, different celebrities, watching different TV programs. It would be useful, if you frequently do run into people who are out of your social circle, to stay informed on current events in a variety of topics. I also have a relation who graduated Summa Cum Laude from college and is still on public assistance. As someone with advanced degrees, and worked so many hours (basically 3 jobs worth of hours at one time for several years)of which my health caved, your response is hostile. Too poor to go to school, taking care of the folks, the state kindly offered to pay for some classes so that I could return to work and resume paying double and quadruple taxes on a 80,000 to 100,000 dollar salary, upon which others can also benefit. When you boil it right down, there are only two classes, those who work and those who don’t have to. I don’t give a crap what kind of wine you like, what art shows you attended or that you can afford a watch that costs $80k. People who are born in the lap of luxury have NO CLUE about what ordinary people have to go through to survive. The bible says it is harder for a rich man to get into heaven than it is for a camel to pass through the eye of a needle.
I agree that class dose not have to do with money and I also agree that sometimes it is harder to deal with higher class people (not insulting higher class but you will understand in a second). I don’t think there is anything wrong with being part of any social class or whether you are poor or wealthy. However, recently released data revealed that college affordability has become the greatest issue for those who are typically considered well-off -- the upper middle class. Rhonda Ker, a private-college counselor in the Los Angeles area, notes that some students of well-off families are considering applying to second-tier schools with much lower costs. According to the study, 75 percent of surveyed students, aged 14 to 23, are at least somewhat concerned about paying for college, and even students as young as 14 years old have major concerns.
Sallie Mae revealed that in 2012, students paid 23 percent of their college costs -- up from 14 percent in 2009 -- through loans, income, and savings. Dorothy Gallman, Coordinator of Guidance and Counseling Services for Richland County School District One, tells WLTX that students and parents should contact the colleges and universities in which they are interested to receive information about financial aid and campus jobs. If you knew that Bill had $10 million net worth and Bob had $10 net worth, you could probably guess which class each belonged to. Socializing with wealthy people of the class in which you feel comfortable can be of more benefit to you than trying to fit in with a group of people who not only make more, but also spend more, than you do.
I come from a very middle class family… one that jumped from the lower class when I was still very young.
I think that class is unimportant I dont care who you are I will still be glad to help you out.
First, let’s define the upper class as those who can live on investments, whether they work or not, and who have had exposure to quality education, literature, culture, and travel. The group also experienced a significant increase in the amount of average debt owed -- from $26,639 in 2007 to $32,869 in 2010. Parents' contribution to students' college costs dropped from 61 percent to 52 percent over the same time period.
Middle-class wealthy people have contacts who can help you find a better job; they also know how to save and invest the money they do earn.
Ironically, overspending almost guarantees that we will fall if we lose our source of income — if we already spent all our money to buy prestige, we would have nothing left to buy necessities.
Yes, I might agree that many upper class people are like that but you’re generalizing.


I am a middle class person.(well I assume so anyway) But I am dating a girl whos mother considers herself upper class.
They do have different tastes than the middle class, as the middle class has different tastes than the lower class.
There are so many facts that support my assertion, such as racism, sexism, etc., but today I would like to talk about social class. His ideas about money and spending were very different from mine, and he changed my tastes considerably. The only people that will try and keep you out of the upper class are the old money people who have lost their edge.
If they can get an education that we pay for, they should be required to work and be denied any sort of welfare.
The girl was raised as a member of the upper class but she prefers to be around people of more middle class ways. We also have all known of middle and low class people who are snobbish and even look down on their own socio-economic group. As we strolled down the streets, where I felt a bit uncomfortable in my middle-class clothes, it struck me that many of the people who lived there could have a lower net worth than my parents and their neighbors do. Anyone who wants to be a part of the upper class, but is born in a lower class, must be a sharp observer who can understand and imitate the social graces of the upper classes.
But I found myself really uncomfortable around his family (though I loved his immediate family like they were my own) because I never felt like I measured up.
But because I act and dress like I am middle class her mom dose not like me dating her And oddly i dont mind being around or hanging out with anyone from andy class and its frequently the same the other way around. As the writer points out–there are wealthy people who live very blue collar lifestyles and there are poor people who drive BMWs and wear $200 jeans. It may determine the schools they are able to attend, the jobs open to them, who they may marry, and their treatment by police and the courts. They might be upper class, but they are not necessarily wealthy — in fact, they could be deep in debt.
The poorest beggar who shows concern for his fellow man and many rich who are extremely philanthropic are all equal in worth and value. If I dispute over what kind of beer I like or what genre of literature or whatever, is it wrong?
You automatically assume that these people are being indifferent just because they talk about these.
The key to it all is attitude and appreciation and I have seen both the good and bad in all segments.
These are mainly their interests and if they seem snobbish we can just surmise that these were influenced by their class.
Those who look down on the rich because of what they have are no better than those who look down on the poor because of what they don’t have. I agree that the best place to be is where you are comfortable with at any given time and for most of us, that’s where we grow up. But the Lower Class, who are employed in minimum-wage paying jobs, usually live with government support. Now the government has made basic education (elementary to college) available to everyone for free.
But this is a case for rich countries only, for the poor countries in such as Africa and Asia still have trouble running school systems.



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