Hurricane sandy disaster planning,hurricanes disasters,natural disaster recovery funding - And More

After a natural disaster like Hurricane Sandy, victims are understandably desperate to receive relief funds, but they're often ill-informed about the best way to get them.
But there are a number of alternative tools homeowners can add to their disaster recovery arsenals. After you've received the maximum amount you are eligible for in FEMA grants, you may be able to apply for a loan from the Small Business Association. This FHA program insures mortgages from qualified lenders to natural disaster victims who have suffered home damage or loss.
The borrower must pay closing costs and prepaid expenses, or the seller can do so, subject to a 6 % limitation on seller concessions.
In this case, the victim can get a mortgage loan, at a long-term fixed (or adjustable) rate, to finance the repairs with the mortgage amount based on the projected value of the property once the restorations and improvements have been completed (with consideration of the contracting work). In the wake of disasters, government-sponsored mortgage backers Freddie Mac, Fannie Mae and the FHA will cut borrowers some slack if their homes were damaged. In the aftermath of Sandy we are extremely disappointed in the failure of the President, Vice President and democratic leadership to assist citizens of the first state in recovering from Sandy. YEA IT'S A SHAME ONE OUR LINE MEN WENT TO HELP RESTORE ELECTRIC FOR THESE PEOPLE AND ENDS UP IN THE HOSPITAL, SOMEBODY THERE SUCKER PUNCHED HIM IN THE FACE, NOW HE HAS TO HAVE 2 PLATES PUT IN HIS FACE AND HAS TO HAVE HIS JAW WIRED FOR SEVERAL WEEKS AND THAT INCLUDES THE HOLIDAYS. Other than photo ops, and making Chris Mathews happy,BIG government did virtually NOTHING to help those in need.
If most of these storm victims were Black, they would have had electric, free housing, free everything and within a week.
Are You Shelling Out Too Much for Renters Insurance?Mortgage Rate Update for March 1, 2016Have a Massive Mortgage? Getting any place back to normal after a crippling disaster takes time, effort and millions of dollars.
The initial period of disaster cleanup involves assessing damage, safety situations and what is required to complete the job. As the New York Times reported, Staten Island reopened the Fresh Kills landfill to help with Hurricane Sandy cleanup and the cubic yards of waste that needed to be moved. Not only is the physical process of cleaning up this much debris a remarkable amount of work, requiring tremendous time and money, but the contracting process is an equal nightmare.
Assessing damage, cleaning up wreckage and disposing waste takes months after major storms, whereas reconstruction can take years. Cleanup after a major environmental disaster can seem never-ending to affected residents of hard-hit areas. Green Building Elements is part of the Important Media network of blogs working to make the world a better, greener place.
But how many of us know of other kinds of disaster responses?  Of the spike in domestic abuse, rape and other incidents of male violence occurring in the Gulf region post-Katrina?  That sex traffickers target Filipino children in areas affected by natural disasters?  That Japanese families were split up when wives moved themselves and their children out of radiation-impacted areas near Fukushima, leaving their husbands behind? It remains to be seen how well the United States planned for and responded to women and girls’ needs in areas affected by Hurricane Sandy.  But one thing all Americans – women and men – can be conscious of and play an active role in, is insuring that the voices, needs and talents of women and girls are not ignored or marginalized in the recovery phase of Sandy.
Men are also negatively impacted after disasters by gender stereotypes that deter them from seeking social support, increase their rates of alcoholism and violence, encourage an over-reliance on technological solutions to human problems.  But only in the last twenty years have researchers and professionals in disaster management focused on the differing impacts of disaster based on gender.
The Sandy disaster provides an opportunity for the many communities of women and their male allies to insist that the recovery from this hurricane and the planning for any future disaster focus on women and girls.  Whether you are a business owner or government worker, a doctor or teacher, a donor, volunteer or recipient of relief, you have a role in helping provide a strong voice and a helping hand for women and girls affected by the devastation. 1) Listen to women and empower them to identify their specific needs, recognizing that women will often be also held responsible for meeting the needs of children, the elderly and sick family members.
2) Insure women’s participation in decision-making processes for rehabilitation and reconstruction; formalize roles for women’s advocates in recovery planning. 6) Insure women’s participation in decision-making regarding relocation and management of camps and temporary shelters, public housing, childcare and schools.
9) Insure women’s equal access to livelihood opportunities, including providing them with jobs as construction and recovery workers and supporting their small businesses. This is a searchable portal with many resources from around the world on gender-responsive response and recovery.
Acknowledgements and thanks to Elizabeth Davis, Elaine Enarson and Brenda Phillips for their assistance with this blog.  Among the many excellent discussions of gender and disaster, see Elaine Enarson’s chapter “A Gendered Human Rights Approach to Rebuilding After Disaster,” in A. Captain Berkman has led organizations of women’s firefighters in both the New York City and nationally while earning one Master’s in American History and another in Fire Protection Management. The unexpected appearance, and harsh realities of Hurricane Sandy (or the Frankenstorm) upon the Northeast, perhaps put a new question before U.S.
Obama has been aggressive about bolstering the federal government’s capability to respond to disasters, while his Republican challenger believes that states should be the primary responders in such situations and has suggested that disaster response could be privatized. Obama campaigned four years ago on a promise to revamp the federal government’s disaster-?response functions and has embraced changes long sought by state governors and professional emergency managers. As governor of Massachusetts, Romney requested federal disaster assistance for storm cleanup, and he has toured storm-ravaged communities as a presidential candidate, but he has agreed with some who suggest that the Federal Emergency Management Agency could be dissolved as part of budget cuts. When moderator John King suggested during a June 2011 CNN debate that federal disaster response could be curtailed to save federal dollars, Romney said: “Absolutely.
Romney has not made similar comments since that debate, and his aides insisted Monday that he would not abolish FEMA if he became president. But as the Washington Post goes on to note, this is exactly how the system works currently.

In the days ahead, this issue, not addressed in any prior debate or advertisements, may likely find its way to the top of the national debate. Superstorm Sandy was the second largest natural disaster in our nation’s history and the most devastating and costly to affect New York and Long Island. I say so far no, what has he done, but shake a bunch of hands and give out hugs, we need gas, shelter and milk, not hugs. He has been to see victims and disaster areas quickly and by the sounds of it there seems to be a emergency plan in place. There are lines three miles long for gas sister, no milk on the shelves, no gas in most gas stations, no lights or electricity in million of homes.
So if you've suffered from Sandy and need to offset the costs of clean-up and repairs, your strategy should begin with getting knowledgeable about which grant and loan programs will work for you. Be prepared to provide all of your contact information, appropriate financial and insurance policy numbers, and a description of the state of your property after the disaster. Its low-interest disaster loans provide homeowners, renters and businesses with a way to offset repair costs.
The program centers on providing mortgage insurance so that victims don't default on their current mortgages. Borrowers will also have to pay an up-front insurance premium for the FHA mortgage insurance and monthly premiums. In the case of necessary renovations, the lender would normally stipulate that the improvements be made before green-lighting the long-term mortgage. Lenders that service mortgages backed by the agencies are allowed to give 90 days forbearance to borrowers, removing any penalty for letting a few mortgage payments go by the wayside.
We are asking for help for one business that will be returned many times over in the form of jumpstarting the economy of Kent County Delaware.
Though the response to Haiti’s 2010 earthquake shocked the world with its magnitude, the restoration is still happening nearly three years later. It is understandable that residents, displaced without homes, want to see action as soon as possible. From gutted homes, broken roofs and downed trees to overturned boardwalks, building debris and drifted boats, it seemed there was no end to what needed to be cleared. Relief efforts utilized heavy construction equipment such as excavators, picking up and moving the wreckage as Sandy victims looked on at the endless cleanup.
Local and state governments face major decisions in contracting cleanup crews after a natural disaster. Hurricane Sandy victims have faced insurance denials left and right all across New York and New Jersey and most families will have to wait for government efforts to step in.
He has worked in the fields of technology, business, marketing, and advertising implementing multiple creative projects and solutions for a range of clients.
Opinions and comments published on this site may not be sanctioned by, and do not necessarily represent the views of Sustainable Enterprises Media, Inc., its owners, sponsors, affiliates, or subsidiaries. Sign up for new stories from trailblazing women, a big dose of inspiration, and exclusive MAKERS content. By now, Berkman’s deep commitment to her Department and to the people of New York has long outlasted the sexual and workplace harassment that came with her pioneering career. Since becoming president, he has led the federal response to multiple natural disasters, including tornadoes, flooding and major hurricanes, learning from government stumbles during the presidency of George W. Every time you have an occasion to take something from the federal government and send it back to the states, that’s the right direction. After a grueling fight, I led the successful effort to secure an aid package that provides roughly $60 billion for the Northeast. Please do not hesitate to contact my office should you have any questions or require assistance.
The President was even chastised by, no other than "heck of a job Brownie" for doing too much before the storm. A FEMA contractor should visit your property within a few days of your initial request for inspection; try to be present for that visit.
The loans aren't available to repair second homes -- those aren't necessities, so they aren't covered by disaster assistance grant programs.
Victims can then use these insured mortgages to help finance the rehabilitation of their home or the purchase of a new one. But loans for hefty repairs, especially those after a hurricane, are costly and come coupled with high interest rates and short amortization periods.
To ensure additional protection for victims, the three mortgage backers may also suspend foreclosure and eviction proceedings and waive late fees. We started a small business sept first in woodland beach delaware with the goal of restoring tourism to kent county and create badly needed jobs. The Sandy cleanup effort has been called “military” by New York Times writer Eric Lipton, but one wonders just how long crews will be in restoring The Rockaways.
However, recovery crews, law enforcement and utility companies need to work together in moving forward. Beaches, shore towns and cities found their streets littered with trees, branches, and roots alongside the debris of flooded homes.
While storm-heavy states further south have the experience of facing such situations, New York and New Jersey have had to improvise, utilizing many different companies and subcontractors.

For those with the savings to start rebuilding, mandates for new flood regulations are stalling the process. Foundations will be raised, beaches will be better protected and businesses and homes that thought they weren’t close to flood zones will now carry insurance. Recently the Washington Post took at look at the two candidates history and perspectives on disaster response and relief.
There's no electricity, everyone has to use generators, you have to wake up at 5 in the morning to freeze your ass off for three hours to get gas. The petulant incompetent boy child from Kenya or Hawaii will soon be a lame duck and we can pity this poor SOB.
If you are eligible for assistance, FEMA will send a housing assistance check within a week to 10 days. With this type of insurance, no down payment on the mortgage is required: the borrower is eligible for 100% financing.
After Hurricane Sandy, weakened trees continued to fall, downed power lines could not all be taped off and dangerous roads needed to be detoured.
Cleaning up streets with large machinery required rerouting the most densely populated areas in the country and adding to the traffic.
The lesson to be learned is that every state needs to know how to handle large-scale environmental disasters, something FEMA and the national government are learning more about with each storm. Hurricane Katrina survivors know about the ‘new normal’ and offer comforting support to those who are going through the effects of Hurricane Sandy.
Obama’s posture has been to order federal agencies to aggressively prepare for and respond to major storms and other disasters. In New York alone, over 305,000 housing units and 265,000 businesses were damaged or destroyed by the storm compared to Katrina and Rita, which damaged 214,000 and 18,000 units, respectively. If you have used the second home as a rental property and can verify rent charged on previous income tax returns, you may be eligible for a low-interest, extended schedule payment loan from the SBA.
Many people locally have not worked in years and it's not uncommon to have over a hundred apply for one cashier job. This government has become a joke, we do not have a leader who cares about people suffering, he enjoys seeing them suffer more. About 10,000 Air National Guard and Army forces came on duty round the clock in the 13 states that were affected by the massive hurricane. The nation tends to rally during the aftermath of a natural disaster. Organizations like Global Giving are helping people donate to Hurricane Sandy victims in need. The support from the rest of the country is instrumental in moving forward with the cleanup process and residents returning to their daily lives. The young lawyer, and FDNY applicant, challenged the fairness and relevance of the newly intensified physical test and won a federal sex discrimination lawsuit that truly opened the Department to female firefighters for the first time.
More than 2 million people lost power and more than 171,000 people remained without power more than ten days after the storm. Our goal is to act as responsible stewards if a unique unspoiled area and preserve history while conserving wetlands for the future.
Something about the unequivocal power of nature and its indiscriminate path of destruction makes it easy to ask, “What if it happened to me?” Millions found their answer in the post-Sandy relief effort. We partnered with a group to restore oyster beds and spent time and money attracting larger fish with great results.
This is a place an hour from wilmington where bald eagles nest, muskrats swim and you can explore sunken ships at low tide. The thousands if acres of protected wetlands minimized surges but loss of roof and walls allowed a foot and a half of rain in.
We established a small general store to serve them and tourists and planned a diner, wedding chapel, b&b, and classroom space. We have permission to add a dock which will allow boat rentals, facilitate use of the ramp already there and create tour boat opportunities. We believe in accessible outdoor experience and wanted to offer adaptive fishing and hunting gear on loan to our wounded heroes. Now the seller refuses to honor the contract to pay for damages and no federal aid is available. A century if sand was lost from the public beach but delaware law prohibits replenishment spending north of the tourist traps.
We desperately need help which will allow us to continue building a model public access area in harmony with the environment.
A single investment of 250,000 will allow rebuilding and generate up to a million dollars a month in a region with high unemployment. Please help us continue the momentum to restore hope to a beautiful town of small year round residences.

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