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It has now been 2 years since a devastating 7.1 magnitude earthquake hit Yushu Tibetan Autonomous Prefecture in the Qinghai part of Kham in April 2010. Despite the destruction and large death toll of the Yushu Earthquake, it received very little international news attention. The government has been busy cleaning up the debris from the earthquake and rebuilding a new Jyekundo. Though it is possible for travelers to go to Jyekundo, there are still limited accommodations. Yushu is a large 6 county prefecture that is larger than most US States and larger than some European countries.
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There’s no doubt that earthquakes can be powerful, and usually the bulk of that power goes to destroying things. Typical, earthquake sensors are powered by battery, but Daniel Tomicek’s prototype is very low-powered and can make due with just the energy created by swaying buildings.
When earthquakes occur, the energy harvested from the vibrations activates the wireless transceiver to transmit the data packets which contain the sensor’s identifier.
Earthquake insurance is a form of property insurance that provides coverage if your home is damaged by an earthquake.
Will your policy pay for the contents of your home and for additional living expenses if your home is badly damaged or destroyed? Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home is destroyed, and less  useful if the home is merely partially damaged.
Exclusions: Every policy excludes some items from coverage, or sets specific limits on how much the homeowner could be reimbursed for them. Keep in mind insurance companies will generally put in a place at least a 30 day moratorium on writing new policies immediately following an earthquake. In all likelihood, almost the entire US would be better protected by purchasing earthquake insurance.
Earthquake insurance needs can vary significantly – talk to us today to find out how to get the best price and value on earthquake insurance for you. A home being declared a total loss from a fire is more common than a homes being declared a total loss from an earthquake. A& M Insurance NewsletterPlease enter your email address in the field below to sign up for our newsletter. There are several school of thoughts on the earthquake prediction, notable among is Jim Berkland, a retired geologist from USGS, who, according to his supporters, has 80% accuracy rates. Most parts of south Asian countries (Afghanistan, Bhutan, India, Nepal and Pakistan) are seismically very vulnerable because of their close proximity to the young and dynamic Himalayan belt, extending from Northwest to Northeast. Most recently, the 2005 Muzaffrabad earthquake (Mw 7.6) caused a huge loss of property and lives of people of Kashmir.
The building collapse results in the widespread loss of lives and property including lifeline infrastructure like roads, dams and bridges, hospitals as well as public utilities like power and water supply installations. India has advanced considerably in developing earthquake resistant codes of practice and guidelines for constructing RCC and steel framed buildings, brick or stone masonry buildings and combination of clay, wood, bamboo and thatched houses. During the International Decade for Natural Disaster Reduction (IDNDR) observed by the United Nations (UN) in the 1990s, India witnessed several earthquakes like the Uttarkashi earthquake of 1991, the Latur earthquake of 1993, the Jabalpur earthquake of 1997, and the Chamoli earthquake of 1999. These were followed by the Bhuj earthquake of 26 January 2001 and the Jammu & Kashmir earthquake of 8 October 2005.
Japan suffered its worst earthquake in a decade in October 2004, when a magnitude 6.6 quake rattled Niigata Prefecture, killing dozens and displacing 100,000 people. To delete this file, click the file name with your mouse, then right-click and scroll down the menu to the "delete" option. To remove the photo permanently from the desktop, locate the photo on the hard drive and drag it to the trash.
Guide to the most powerful forces on Earth: earthquakes, volcanoes, hurricanes, and tornadoes.

Brick Veneer, or Masonry Veneer exterior construction are sometimes excluded or surcharged for property damage depending upon the insurance policy terms and conditions. Earthquake coverage is designed to protect the structural integrity of your home and other structures on your property, and your personal contents in the event of an earthquake.
State-by-state guidelines differ, but there are traditionally percentage deductibles based off of the full replacement cost of one’s dwelling; 1%, 2% or 5%. The following are things you can do to protect yourself, your family and your property in the event of an earthquake. To begin preparing, you should build an emergency kit and make a family communications plan.
Fasten heavy items such as pictures and mirrors securely to walls and away from beds, couches and anywhere people sit.
Secure your water heater, refrigerator, furnace and gas appliances by strapping them to the wall studs and bolting to the floor.
If recommended by your gas company, have an automatic gas shut-off valve installed that is triggered by strong vibrations. My family and I (wife and 2 children) were living in Jyekundo when the earthquake occurred.
This was mostly due to the remoteness of Yushu and the restriction on letting foreign journalists into the area. From what has been rebuilt so far, the new Jyekundo will be quite nice and modern and will look quite different than the old Jyekundo.
While you can’t stop an earthquake from quaking earth, a Victoria University student has found a way to divert some of that energy to monitoring the quake it came from. The greater the vibrations, the greater the energy harvested and the more packets that are sent. Adult Swim's fantastic show Rick and Morty is coming back to television by the end of 2016, and will include more episodes than originally anticipated!
Hotel -- and the fact that she seemed to be having a rip-roaring good time all season playing a melancholy vampire queen dripping in couture -- it's no surprise that Lady Gaga has confirmed her return to AHS's next season. Typically insurers limit this coverage to 20% of the dwelling limits or base it on a set amount of time, such as 12 to 24 months following the disaster. But the fact that you have, say, $100,000 in uncovered losses to your pool, fences, patio and personal effects, for instance, generally does not help satisfy the deductible. Geological Survey, there is a 70 percent probability that one or more damaging earthquakes of magnitude 6.7 or larger will strike the San Francisco Bay area during the next 30 years. Yet high level of earthquake risk in our country?s context is mostly attributed to the unplanned and ill planned urban infrastructures developments.
All these major earthquakes established that the casualties were caused primarily due to the collapse of buildings.
It represents a risk to many countries of the world, particularly western North and South America, Japan, China, the Phillipines, New Zealand, northern part of India and the middle east region. Scientists often can say where such extreme shaking is likely to hit—but still can't tell when. Without specialty earthquake coverage, damage to a dwelling and contents as a result of earthquake or other forms of earth movement would be excluded. Flood is another peril that is not covered under a traditional home policy unless specialty coverage is added. A minor earthquake can cause foundation, plumbing and electrical problems, and these can lead to other serious property damage such as collapse, explosion, fire, extensive water damage, or electrical arcing. At other times, the accumulated energy grows strong enough to cause a large event, with significant after-shocks.
For example, building damages caused by nearby blasting activities or excavation on an adjacent lot that resulted in settling, sinking, and cracks and separations in the foundations were considered to be man-made activities and held to be covered, despite the earth movement exclusion. An earthquake means an earthquake and all related after?shocks occurring within 72 hours of the initial shock.
This deductible applies separately to each coverage amount for your house and other permanent structures.

Though the official Beijing death toll stands at 2698, local government and police officials in Yushu prefecture all agree that the real death toll is around 20,000. After the first 2 or 3 days, there was virtually no coverage on the earthquake outside of Chinese language media, which downplayed the severity of the earthquake.
Also, most of the cultural sites in the area were destroyed and are currently being rebuilt. With earthquake coverage, contents are typically covered only to a set dollar amount, such as $5,000 or $10,000. However, if you experience a loss due to a landslide, settlement, mudflow, or the rising, sinking and contracting of earth, your endorsement may cover it if the damage resulted from an earthquake. The mechanism of earthquake generating processes is still not adequately understood us because of involvement of multi-component parameters in earthquake genesis. The 1934 Nepal – Bihar earthquake (Mw 8.0) was another example that killed about 12,000 people of two countries, Nepal and India. In order to reduce vulnerability it is important to create proper awareness about earthquake induced damages and their mitigation measures. However, similar high intensity earthquakes in the United States, Japan, etc., do not lead to such enormous loss of lives, as the structures in these countries are built with structural mitigation measures and earthquake-resistant features. Most recently, about 20,000 people were reported either killed or missing during the great mega-thrust tsunamigenic Japan earthquake (Mw 9.0) that struck on 11th March 2011 beneath the NE Japan forearc region.
In order to adequately protect your family and property, it’s important to understand what earthquake insurance is designed to cover in the event of a loss.
Your home policy traditionally covers loss due to fire, water damage, or even explosion, even if the cause of the loss is due to an earthquake. If this occurs in a well-populated area, large-scale death, injuries and extensive property damage may result.
Jyekundo is a huge construction site that is full of construction workers and heavy equipment. But between uncovered losses and deductibles, the out-of-pocket hit to homeowners can be devastating in a quake. Besides, a great killer earthquake of magnitude (Mw 7.9) hit Haiti in January 2010 in which about 223,000 people were killed. It’s important to note, there are insurance companies that include a policy exclusion rescinding coverage on property and contents damage unless a separate earthquake policy is in place, prior to the loss. The epicenter was located about 30 kilometers (19 miles) west of Jyekundo, but most of the casualties happened in Jyekundo.
Other earthquake which caused a severe loss to property and person during the year 2010 are China and Chile earthquake.
Between 85% and 90% of the buildings in Jyekundo were destroyed leaving virtually everyone homeless with only government aid tents to sleep in. The government has said it will give each family a new 80 square meter (860 square foot) home for free.
A comprehensive details of earthquake as a science and understanding of various facts that lead to enormous damages and destructions are available here Click here.
Most of the monasteries and temples in the area, including the Gyanak Mani Temple, Thrangu Monastery and Jyeku Dongdrubling Monastery, suffered heavy damage and many casualties.
If a family wants, they can add their own money to add an addition to the free 80 square meter home. Though the homes are quite small, they are insulated, built in a modern Tibetan style and are free.

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