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The wealth gap between the richest Americans and the typical family more than doubled over the past 50 years.
That trend is happening for two reasons: Not only are the rich getting richer, but the middle class is also getting poorer. There is a peak in the index just before the crisis of 1929, marking the end of a period of very strong growth in inequality occurred in the period 1915-1930.
Do at this point a brief digression on the European copy of this model : the United Kingdom.
It is the victory of the neoconservative school of thought, for which inequalities should not be fought but instead sought: the model of growing inequality. The following chart shows visually the shares of each sub-group of the top decile (P90-100) and their evolution over the past century.
We see vividly the sudden drop in income share of top decile occurred in the late 30s, and stability until the early 1980s. If all fractions declined during the war, the phenomenon of unequal uptake of wealth, does almost as high percentile! This blog is confined to facts, particularly by presenting original figures (click on them for easier reading ). By now it should be common knowledge to everyone that in American society, the top wealthiest 1 percentile controls all the political power, holds half the wealth, and pays what is claimed to be the bulk of the taxes (despite mile wide tax loopholes and Swiss bank accounts).
When it comes to geographic distribution, it is to be expected that North America will have the greatest proportion of people in the ultra wealthy category. Drilling down into asset composition in various countries, it becomes obvious why the Fed is so focused on keeping the stock market high. Figure 2 provides more detail, showing the breakdown of financial assets into three categories: currency and deposits, equities (all shares and  other equities held directly by households), and other financial assets for selected countries. Emerging wealth: The band of wealth from USD 25,000 to USD 100,000 covers many recent EU entrants (Poland, Hungary, Czech Republic,  Slovakia, Latvia, Lithuania, Estonia, Cyprus) and important Latin American countries (Mexico, Brazil, Chile), along with a number of Middle  Eastern nations (Lebanon, Saudi Arabia, Bahrain). Frontier wealth: The main transition nations outside the EU, including China, Russia, Belarus, Georgia, Kazakhstan and Mongolia, fall in the USD 5,000 to USD 25,000 range, together with some of their Far East neighbors (Indonesia, Thailand) and most of Latin America (Colombia,  Ecuador, Peru, El Salvador).
Finally, the category below USD 5,000 comprises almost all of South Asia, including India, Pakistan, Bangladesh and Nepal, and almost all of Central and West Africa.
To be among the wealthiest half of the world, an adult needs only USD 4,000 in assets, once debts have been subtracted.
Next is the chart that everyone has seen as it pertains to America, but few have seen in terms of the entire world. A high proportion are young people with little opportunity or interest in accumulating wealth. Low wealth is also a common feature of older age groups, particularly for those individuals suffering ill health and exposed to high medical bills. The billion adults in the USD 10,000–100,000 range form the middle class from the perspective of global wealth.
When we consider the “high” segment of the wealth pyramid – the group of adults whose net worth exceeds USD 100,000 – the regional composition  begins to change.
The regional contrast shows up in the fact that North America, Europe and the Asia-Pacific regions account for 92% of the global membership of the USD 100,000+ group, with Europe alone home to 39% of the total. At the top of the pyramid, we find the world’s millionaires, where we again witness a slightly different pattern of membership. And next, is a detailed look at the very top of the pyramid: those individuals which have over 1 million in net worth.
To assemble details of the pattern of wealth holdings above USD 1 million requires a high degree of ingenuity. We bridge this gap by exploiting well-known statistical regularities in the top wealth tail.
The base of the wealth pyramid is occupied by people from all countries of the world at various stages of their lifecycle. Our figures for mid-2010 indicate that there were 24.5 million HNW individuals with wealth from USD 1 million to USD 50 million, of whom the vast majority (22 million) fall in the USD 1–5 million range. The take home message is that the wealthiest people in the world have the bulk of their wealth entrenched in the current system and any dramatic overhaul or reset of the status quo will be met by the stiff resistance of those who can summon fleet of jets, private armies, and even Fed chairmen on a whim.
And for those seeing more granular detail by country, below are the profiles of the 15 or so wealhtiest countries. F**k Your Feelings See the rest on the Alex Jones YouTube channel.I Love My White Male Privilege! God of wealth, who wearing dragon robe and carrying ingot and money sign, is believed that he can bring good luck and wealth to home or office.
Featuring the Jade Emperor with six coins of abundance on one side, this precious amulet is able to bring auspicious cosmic energy into your life.
One of the big things about avoiding being a Busy Fool, is NOT trying to do the things you’re not so good at.
I use it to help clients to understand where to focus their own time and effort, and to find the team members who will best support them in creating a powerful and sustainable business.
Discover the 5 essential secrets to effective prioritizing to make your work a rewarding and profitable joy. A Pew report shows that the net worth of white households is 13 times that of blacks and 10 times that of Hispanics.
The financial crisis of 2007-2009 was the worst downturn since the Great Recession and took a toll on the pocketbooks of all American families, regardless of background. White households had a median net worth 13 times greater than black households in 2013, compared with eight times greater in 2010, according to a Pew Research Center analysis of Federal Reserve data.
Financial timeline of 10 events from the Great Depression and parallels to our current economy: Lessons from the Great Depression Part 31. 29.  New home sales fell 80 percent from 1929 to 1932 and fell 82 percent from 2005 to 2011. The only time construction has contracted this severely was during the Great Depression and our current Great Recession. While in 1933 the Glass-Steagall Act passed to separate the casino nature of our capital markets today it has gotten stronger with the too big to fail banks getting bigger.  So it is hard to say where we are on the timeline because we had our banking collapse brought on by massive speculation and no enforcement or restraint and today we are still there.
Don’t you think if the issue was too big to fail that we would have split the banks up instead of making them into mega monsters?  The Federal Reserve follows the St. These are interesting times and to think that real estate will recover while most families are seeing no actual income growth is absurd. The other half is wondering where we will be in 2 or 3 years, (irregardless of what party is in the White House.) Real fear about their future, and especially their children, is leaving people paralyzed with inaction, as there is no clear path to prosperity, or where to invest their money. The baby boomer generation was forever changed by Vietnam, and the social upheaval that ensued. Oh, please…as the daughter of a Vietnam Vet I can remember my dad coming back to derision and scorn for his service. Your generation will forever be known for being coddled and shielded from all consequences of your actions and behaviors by the WW2 generation. To this very day, boomers are in a perpetual state of adolescence having refused to mentally mature. Since you are female, and safe from the draft, you seem to feel that you can heap scorn on Vietnam Vets.
Right, civil rights and affirmative action are what’s destroying America… To whom are we giving away the nation, by the way?
Legalized abortion is proof of the Boomer generation’s lack or moral compass or is their some economic impact on home values tied to the aborted fetuses lack of buying power? The problem with your defending Vietnam veterans is that we are in a country that lays so much weight upon individual accountability and equal individual reward it also is incumbent upon individuals who joint the military voluntarily, or are part of a society that faces a draft to educate themselves independently, without listening to propagandists, and make a judgement for which they will be held accountable in adequate measure. If your leader sends you off to fight an illegal and immoral war of aggression and invasion, stop whining that you are not liked for it and get mad at those who sent you after giving them your blind trust.
The primary perpetrators and beneficiaries of the housing scam committed upon the American people in a treasonous way are overlooked and even given a pass and made excuses for by people (usually Republican bottom feeders) that were victimized. Why is it that America is that land where you can be anything you want and pursue your American Dream™…unless you are the child of a wealthy person or early settler who inherits their American dream and can live off nothing more than the sap (appreciation, inflation, interest) created by all the middle class people striving for an unattainable, ever more fleeting fantasy like the parasites they are.
No other age group, having had to face war, has done so with more complaining and whining than the spoiled rotten Boomers. And then, and then, when you were middle-aged, you drove up the cost of housing to the stratosphere to pad your retirements! Another thing was that our generation was the first that was taught that God was not real and that we had to find our truth in science.
This entire exchange in reaction to Michael’s compassionate view of the dreadful situation he sees (and many of us do, and DHB writes about with such clarity and tenacity) typifies another layer of why our society is so paralyzed, rather than mobilized to repair the damage and reset our sails. There are some generational truths in what Miss Trial says, but apparently feels compelled to vent anonymously in a tone of scorn and generational exceptionalism.
Two years later through an accident of fate and the intervention of several old WWII generation teachers, I was in an Ivy League Ph.D.


George Soros is largely responsible for these games in formrer Czechoslovakia , and broke the bank of England before they told him to leave.
Do some reading on the Federal Reserve Act, on the shady way the US was pulled into the central banking system, and our currency changed from a sovereign national scrip to the private currency of European banksters which we rent at vast, and crippling, cost.
The average American has gotten no help since the crash of 2008 and no help is on the horizon.
The beautiful Chinese New Year Decorating has one Chinese talisman Fu which has the meaning of Good Luck. The Chinese New Year Decoration has one Chinese talisman Chao Chai Jin Bao which has the meaning of Bringing Wealth. The Chinese calligraphy set includes four brushes, one Chinese ink stick, ink stone, red ink, brush holder, seal, little pot for the water and the little spoon. This Chinese New Year Decoration has one Chinese talisman Fu surrounded by double fishes and coins which has the meaning of wealth and good luck. Chinese New Year Decoration for door decorating has one Chinese talisman Fu and some lucky symbols, such as dragon phoenix, lantern, sailing boat and fortune bats, surrounded. Chinese New Year Decoration for door decorating has one Chinese talisman Chao Chai Jin Bao and some lucky symbols, such as dragon phoenix, lantern, sailing boat and fortune bats, surrounded. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. And for this, begin by studying the Gini index of income of that country (which, for the record, the definition is here). The crisis, the New Deal of President Roosevelt and World War II would mark a sharp drop in inequality. We are fortunate to have a remarkable work of researchers on this theme, directed by French Thomas Piketty and Emmanuel Saez. The second graph is a simple reminder of the distribution of income but not of the population: the top decile (those earning over $ 110K) is therefore 10% of the population, but winning nearly 50% of the mass income (accumulated 6 sub-groups).
The share of the 9 percentiles following is not impacted, or has a tendency to decline, any rise in revenues was captured by the top 1%. If the first half increased a little, following the 40% noted an increase that begins to be appreciable (their share increased by 50%) but is still the top decile of the top percentile (the top 0.1%) which greatly benefits the system, serving for 70% of the new wealth available, and multiplying by 4 its share in total income! It also aims to illustrate that understanding the crisis is not a matter for specialists, but rather to "owners of common sense ". The US, with its wealth of about $50 trillion, accounts for 25% of total world wealth, which at last check was about $200 trillion. To add further detail, in most countries the  reserves of life insurance companies and pension funds form the largest component of “other financial assets.” The composition of financial assets differs considerably across countries, especially with regard to the importance of shares and other equities. The richest nations, with wealth in 2010 above USD 100,000 per adult, are found in North America,  Western Europe, and among the rich Asian-Pacific and Middle East countries. The group also contains a number of African nations at the southernmost tip (South Africa, Botswana, Namibia) and on the Mediterranean coast (Morocco, Algeria, Tunisia, Egypt). However, each adult requires more than USD 72,000 to belong to the top 10% of global wealth holders and more than USD 588,000 to be a member of the top  1%.
In fact, limited amounts of tangible assets  combined with credit card debts and student loans lead many young people to record negative net worth.
In fact, the means testing applied to many state benefits, especially contributions to the cost of residential homes, provides an incentive to shed wealth.
More than 90% of the adult population in India and Africa fall in this band; in many low-income African countries, the fraction of the population is close to 100%. As far as individual countries are concerned, the membership ranking depends on three factors: the population size, the average wealth level, and wealth inequality within the country. The proportion of members from the United States rises sharply to 41%, and the share of members from outside of the North America, Europe and Asia-Pacific regions falls to just 6%. The usual sources of data – official statistics and sample surveys – become increasingly incomplete and unreliable at high wealth levels. Using only data from traditional sources in the public  domain yields a pattern of global wealth holdings in the USD 250,000 to USD 5 million range, which, when projected onward, predicts about  1000 dollar billionaires for mid-2010. In contrast, HNW and UHNW individuals are heavily concentrated in particular regions and countries, but the members tend to share a much more similar lifestyle,  often participating in the same global markets for high coupon consumption items. North America dominates the residence ranking, accounting for 11.1 million HNW individuals (45% of the total). Whether anyone will have the wherewithal to confront the broken system under such conditions remains to be seen. There are one ingot and one Ru Yi, which mean good luck and wealth, are held in both his hands. The image of Yu Huang Dadi on one side is the Heaven Luck Activator to activate blessings, good health and.. Wealth Dynamics is a profiling tool developed to understand where and how each person most easily adds value to an enterprise.  It is particularly aimed at helping entrepreneurs put together a team of founders that covers all the styles needed to create a winning business (for employees, there is also the closely related Talent Dynamics profile, which helps you see how to add most value to your team).
As the economy has mended, however, the distribution of wealth has deteriorated along racial and ethnic lines, a new report finds.
Similarly, the wealth of white households was 10 times larger than that of Hispanic households in 2013, compared with nine times in 2010. But non-Hispanic black households experienced a wealth decline of 33.7 percent, from $16,600 to $11,000, over that period. Half of America seems happily unaware, and are still buying jewelry, expensive cars, and mega televisions, with 1,000 cable channels. This immaturity and fantasy ideology directly led to the lending of loans to those who could not afford to repay them. You should read Griftopia by Matt Taibbi and educate yourself on the true diabolical nature of the banking cartel. The mindset is and has always been the same; the manipulation of many for the benefit of a few in a fraudulent manner. I was working as a sandblaster on the riverfront of our city, down among the refineries, and every penny I made was going either into food and housing, or my S&L savings account. It is Chinese sticker (no glue on the back) and is excellent for the door to welcome wealth energy. It is Chinese sticker (no glue on the back) and is excellent for the door to ensure people safety in the house. But what is remarkable is that this trend continued after the war and throughout most of the thirty glorious years: the minimum of the index is reached in 1968. Thus, even those earning between 110 and 370 k $ have not benefited from Reaganism – they are too poor! And yes, Europe as a region has a slightly greater wealth portion (32%) than does America (31%).
One interesting trend we note is that equities are not always a large component of household financial wealth, even in countries with very active financial markets. Global net worth per adult rose 43% from USD 30,700 in the year 2000 to USD 43,800 by mid-2010.
They are topped by Switzerland, Norway, Australia, Singapore and  France, each of which records wealth per adult above USD 250,000. The bottom half of the global population together possess less than 2% of global wealth, although wealth is growing fast for some members of this segment.
It is made up of a solid base of low wealth holders with upper tiers occupied by fewer and fewer people.
It has significant membership in all regions of the world, and spans a wide variety of family circumstances. Nevertheless, relatively few people in rich countries have net worth below USD 10,000 throughout their adult life. This tier has the most regionally balanced membership, although China now contributes almost a third of the total. A growing number of publications have followed the example of Forbes magazine by constructing “rich lists,” which attempt to value the assets of particular named individuals at the apex of the wealth pyramid. Although not exactly comparable, this number is very close to the figure of 1,011 billionaire holdings reported by Forbes magazine for February 2010.
The wealth portfolios of individuals are also likely to be  similar, dominated by financial assets and, in particular, equity holdings in public companies traded in international markets.
He even discusses (and refutes) your canard about poor people buying homes as the primary cause of the recession. The middle and lower class was nothing but the mule for the wealthy to commit their crime, and now the middle and lower classes are pointing fingers to find out which mule is more responsible based on who had their ass stretched the farthest to carry the most defrauded riches to the wealthy. Where I’d always belonged, but my family was poor and destined to be used up and discarded.
The progressive movement whose goal is to devalue our currency and install their new world order. Expressed as a percentage of gross household assets, the pattern clearly differs markedly between poorer and richer countries and regions.


In the United Kingdom and Japan, for example, equities account for just 13% and 9% of total financial assets respectively. Average wealth in other major economies such as the USA, Japan, the  United Kingdom and Canada also exceeds USD 200,000. In sharp contrast, the richest 10% own 83% of the world’s wealth, with the top 1% alone accounting for 43% of global assets.
We estimate that 3 billion individuals – more than two thirds of the global adult population – have wealth below USD 10,000. The upper wealth limit of USD 10,000 is a modest sum in developed countries, excluding almost all adults who own houses, with or without a mortgage.
This is an important and often overlooked segment, not least in the context of the credit crisis. In essence, membership of the base section of the global wealth pyramid is a transient, lifecycle phenomenon for most citizens in the developed world.
For a resident of India, for instance, assets of USD 10,000 would be equivalent to about USD 30,000 to a resident of the United States. The wealth range would cover the median person over most of his adult life in high income countries.
In high income countries, the threshold of USD 100,000 is well within the reach of middle-class adults once careers have been established. The French share is estimated to double to 9%, while Sweden and Switzerland are each now credited with more than 1% of the global membership. But very little is known about the global pattern of asset holdings in the high net worth (HNW – greater than USD 1 million) and ultra high net worth (UHNW – from USD 50 million upwards) range. Making use of the regional affiliation recorded in rich lists allows us to merge the top tail  details with data on the level and distribution of wealth derived from traditional sources in order to generate a regional breakdown of HNW and UHNW individuals. For these reasons, using official exchange rates to value assets is more appropriate, rather than using local price levels to compare wealth holdings. We estimate that there are now more than 800,000 HNW individuals in China, each worth between USD 1 million and USD 50 million (3.3% of the global total).
The report notes that minority households seem not to have replenished their savings since the crisis, or perhaps they had to draw down their savings even more during the recovery.
Deregulation is the biggest culprit, but I suspect it doesn’t fit into your worldview. Demographers consider me Baby Boom, but I am in fact a punk of the Generation Jones cohort. In developing countries (see Figure 1), for example India and Indonesia, it is common for 80% or more of total assets to be held in the form of non-financial assets, largely housing and farms. In contrast, they make up 37% and 43% of financial assets in Sweden and the USA, respectively. A further billion adults (24% of the world population) are placed in the USD 10,000–100,000 range, leaving 358 million adults (8% of the world population) with  assets above USD 100,000. Nevertheless, a surprisingly large number of individuals in advanced countries have limited savings or other assets. In much of the  developing world, this is enough to own a house or land – albeit possibly with uncertain property rights – and to have a comfortable lifestyle by local standards. In contrast, residents from low-income countries would need to belong to the top percentile of wealth holders, so only the exceptionally successful, well endowed or well connected qualify. All three factors reinforce each other in this instance: a large population combining with high mean wealth and an unequal wealth distribution. At this time, we do not attempt to estimate the pattern of holdings across particular countries, except China and India which are treated as separate regions. India, Africa and Latin America together host the remaining 740,000 HNW individuals (3.0% of the total).
But throughout the recovery, white households were the only group to increase their wealth, while the others kept seeing declines.
Further, white households are more likely than non-whites to own stock and to have benefitted from the rebound in equity markets. If one believed in all the just mentioned positive principles; one would have to demand that everyone, including the children of the wealthy, start at an equal level, where intellect, fortitude, and drive within ones physical abilities are the major indicators of success, not supremacist, racist systems of generational wealth control handed down simply based on a genetic lottery of the most animalistic, primitive kind that even the most simple bacteria partake in. We fought in VN for 10 years, led by a pack of corrupt WWII generation generals and politicians. A high proportion of real property is also evident in transition countries in Europe, reflecting in part the wholesale privatization of housing in the 1990s. Broadly speaking, the relative importance of currency and deposits falls as that of bonds and equities increases. Unsurprisingly for example, North America and Europe together make up the lion’s share of the top wealth decile (10%). Figures for mid-2010 indicate that 24.2 million adults are above the threshold for dollar millionaires. However, in low-income countries only those in the top decile qualify, restricting membership to significant landowners, successful businessmen, professionals and the like. Japan is a strong runner-up, the only country at present to seriously  challenge the hegemony of the USA in the global wealth ranking. However, as a rule of thumb, residents of the USA account for about 90% of the figure for North America. Whata€™s more, all American households have scaled back ownership in key wealth-building assets like homes, stocks and business equity. We won every battle but lost the war through inept leadership by YOUR generation of leaders. As countries develop and grow, the importance of non-financial assets tends to decline, so that the share in China, for instance, is now close to half. On the other hand, the portfolio share of “other financial assets” does not vary a lot, staying in the range of about 40%–45%. China has relatively few representatives at the very top and bottom of the global wealth distribution, but dominates the middle section, supplying more than a third of those in deciles 4–8.
While they make up less than 1% of the global adult population, they own more than a third of global household wealth. Although its relative position has declined since the year 2000 due to lackluster stock market and housing market performance, Japan is still home to 15% of individuals with wealth above USD 100,000.
Much of the current financial crisis was fomented by the likes of Ted Kennedy and Alan Greenspan…neither of them Boomers. This is due in large part to the growing income inequality divide, as well as the sharp rise in value of stocks over the period. In the richest countries, financial assets typically account for more than half of household wealth.
However, when we come to the UK, Japan and Colombia, which have the lowest portfolio share of equities, the pattern breaks down. The sizeable presence of China in the middle section reflects not only its population size and moderate average wealth level, but also relatively low wealth inequality.
More specifically, individuals with wealth above USD 50 million are estimated to number 81,000 worldwide. The UK has a moderate currency and deposits share, but the largest “other financial assets” share, reflecting large life insurance and pension reserves.
China’s position in the global picture has shifted upwards in the past decade as a consequence of a strong record of growth, rising  asset values and the appreciation of the renminbi relative to the US dollar. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. Recent robust house price rises have propelled the share of non-financial assets above 60% in France and some other major European countries. China already has more people in the top 10% of global wealth  holders than any country except for the USA, Japan and Germany, and is poised to overtake both Germany and Japan in the near future.
Small wonder why so few in charge are willing to actually do anything that changes the status quo. It wiped out half the wealth of a typical black household, leaving them with a median net worth of $4,900.
Also, their homeownership rates grew faster than whites' during the housing boom, but fell further when it collapsed. The increase in income inequality means the wealthy have more to save and invest every year. Furthermore, the growth of Wall Street means that the rich, who are much more likely to own stocks, accumulated wealth even faster.



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