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16.01.2015
Get advice for managing credit cards, building your credit history and improving your credit score. Millions of players took to their phones to trap animated monsters in Pokemon Go this weekend, but some players undoubtedly got trapped themselves by the "free" game's purchases.
With its innovative use of augmented reality technology, zero cost to get in and a tie-in to a storied gaming franchise, the app already has more installs than Tinder and may soon overtake Twitter on daily active users, according to data from SimilarWeb.
Just as with any free-to-play game, the minimum cost to play Pokeom Go is zero, but the maximum is potentially hundreds of dollars. But those paying players did spend meaningful amounts of money -- an average of $24.66 each, Swrve's study found.
That may be one reason why Nintendo shares are surging -- the stock closed up 24.52% in Monday trading in Tokyo. All that money is great for Nintendo, and walking around outside there are probably some Pokemon Go players making questionable decisions about how much to spend even as you read this. If you're thinking about becoming a paying user yourself or have already, here are some tips for making sure you don't end up with tons of Pokemon but no cash in your checking account. My blog will show you how to start your business with free advertising sources, and to then build your business with the profits. Post to 50 And More Social Media Sites, including Instant Blog Subscribers, Facebook and Twitter. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on certain links posted on this website. But for players who get so into the game they're willing to spend big to get ahead in the game, the game will be far from free.


That's because you can spend real-world cash to buy "Poke Coins," an in-game currency that can be used to buy items to help you catch and develop the games eponymous animated characters.
Some in-game items will cost you $10 or more, and the biggest cache of in-game coins you can buy costs $100 in actual real U.S.
A study from Swrve, a mobile marketing and research firm, found that in February of this year, only 1.9% of mobile game players active in a month made an in-app purchase during that month.
And once you've made one in-game purchase, you're likely to make another: 56% of payers who bought something in-game within their first 14 days of getting a freemium game went on to make a repeat purchase. Whether you play the game from time to time or you've just stayed up all night and run out your smartphone battery twice playing it (no judgment), the middle of a gaming session is probably not the best time to make a purchasing decision with real-world implications.
If you're feeling tempted to buy Poke Coins or any other in-game item in a freemium game, treat it as you would any other item and add it into your weekly or monthly budget.
Don't allow yourself to spend more than you have budgeted for, and if you feel tempted, force yourself to go back into your budget and find room all over again.
Pokemon Go is unique in that it gets players out and about to find Pokemon in the real world. We ask that you stay on topic, respect other people's opinions, and avoid profanity, offensive statements, and illegal content. It works round-the-clock, and for not just days or weeks, but for months and months, very own Money From Your Website making you tons of CASH! If you don't control your spending, you could end up in a worse financial situation than you were in before you took out a personal loan, Nitzsche says.Make sure you look at your budget before and after taking out a loan, Alderete says. Instead, put the phone down for a few minutes to do something else, such as talking to a loved one, eating a snack or following step 2 below. That way you can get an idea of what you'll be giving up in real life to get those virtual items.
That's probably a good thing for many gamers (although it did lead to a spate of real-world robberies); just make sure you don't end up blowing up your gas budget or getting lured into overspending at businesses trying to cash in.


Please keep in mind that we reserve the right to (but are not obligated to) edit or delete your comments. Pokemon GO is a really neat product, but $99.99 in-app purchases are dangerous to people who spend in games compulsively, myself included. Someone determined to collect all the 151 Pokemon in the game could spend that much or more if they're not willing to walk or drive around town hunting for the beasts on their own. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused. I have learned that the secret to happiness when gaming is to be willing to pay upfront, and never, ever to purchase virtual currency.
What can you do to cut expenses so that you won't end up with even more debt after you get that loan? Can you trim enough from your budget to be able to repay the loan faster than you are required?If you can't afford the loan, your credit card balance may increase and you may have trouble making timely payments. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink. Sometimes the differences can mean a better loan rate for you.What Is A Credit Union?A credit union is a non-profit organization that provides savings, credit, and other financial services to its members. It might be a common employer, a shared geographic location, or belonging to an organization.



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