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17.03.2016
Knowing what to do and what not to do after an accident could be the difference between a settlement falling in your favor or not. When you file a claim with your insurance provider they will send an insurance adjuster to inspect your car and the damage cause from the accident. If the police come to the accident, make sure they file a report and you get a copy of the report.
Gather the contact information of any witnesses (passengers, pedestrians, and even the police).
After you submit your claim, your insurance company will send an adjuster to inspect your car as well as gather information about the accident.
Once the insurance adjuster had finished investigating your claim, your insurance company will determine how much money to give you for repairs and send you a check.
There is much more to invoicing your clients than documenting how much money you need from them. The tips below will guarantee you consistent payment and clear communication with customers. A good Google Earth picture can show you the lanes of travel, buildings, visibility issues, lights, etc. If you decide to work with a Google Earth picture when creating your accident diagram, then attach this picture to your diagram. The person looking at your diagram will see that you are not just drawing any street; you are drawing the actual scene of the accident.
Before you submit the accident diagram, make sure a third person looks at it and understands what you are trying to convey. I had some clients do great diagrams, but they would paint the vehicles on the wrong side of the road.


I believe if you have any computer skills, then the best thing to do is to create a diagram right in your computer. I would say that a good diagram could tilt an indecisive adjuster, jury, judge, or arbitration panel to rule in your favor. The idea is that you copy and paste the vehicles into the scene recreating the facts of the accident. There are some basic steps you can take to significantly increase the odds of everything going your way. There are a few things you can do at the scene of the accident to make their job both easier and win your claim.
This includes names, driver’s license and license plate numbers, as well as if the year, make, and model of all the vehicles involved.
If you have to testify about the accident, having things like the speed you were going, the condition of the road, what happened the few seconds before the accident, and anything significant that happened after the accident can save your settlement. How much information they gather will vary from claim-to-claim, but there are a few general things they will ask for and do. If your claim only involves physical damage (no medial claim), you may have your repairs completed at an auto shop they approve of. Such a policy lays out guidelines on handling invoices and the terms you extend to your clients. Include all the services provided, their costs, and additional charges, before coming to the final tally. If you receive payments through e-mail, ensure your address is clearly viewable and in case you only accept electronic payments indicate whether they should use money transfer or credit cards services. A silly mistake perhaps, but I knew I could not present the diagram to the arbitration panel.


After you have the scene and the diagram template opened (two Microsoft Word Files), you want to start your diagram from the point of impact and work backwards. Work backwards from the point of impact with the vehicles that are faded (faded blue, green, and brown). Finally, add text boxes and explain where each driver saw each other and what kind of reactive action they took. The most important thing directly after an accident is getting off the road and to a safe location. Using a computer will allow you to email the diagram easily, have color, and represent movement (by fading vehicles). If you are confused or disagree with the amount they’ve paid you for repairs, call your adjuster. If your car is still in working condition, get it off to the side of the road to prevent more accidents from occurring.
They are there to explain the process to you in detail and may end up paying more for your repairs if you call them.
It is a good idea to carry a copy of your insurance provider’s accident report claim in all of your vehicles to make this process easier.



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