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admin | Category: Ed Treatment Exercise | 27.02.2016
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What would be really cool is to put in a sliding resistance switch in the lens so you could increase or decrease brightness on the fly! THE EARNED INCOME TAX CREDIT The Earned Income Tax Credit (EITC) is a federal tax credit used to reduce the tax burden on low-income working people and to supplement low-income working people’s wages. ELECTRONIC BANK SERVICES Online banking is the fastest growing Internet activity in the U.S. REGULATION OF ELECTRONIC BANKING SERVICES Electronic Fund Transfer Act Protects consumers using any type of electronic banking from loss and protects their privacy. Slide 2 - Shopping Around Lesson Reference: Basic Banking Services, Activity 3 - Handout 2 SHOPPING AROUND (THINGS TO ASK ABOUT WHEN OPENING A CHECKING ACCOUNT) SERVICES Location of bank Location of ATMs Banking hours Minimum balance required Minimum transactions or limits Interest-bearing accounts? THE PATRIOT ACT Congress passed the PATRIOT Act in response to the terrorist attacks of September 11, 2001.


Slide 1 – Check 21 Lesson Reference: Basic Banking Services, Activity 6 – Handout 1 CHECK 21 Check 21 is a federal law that helps banks handle more checks electronically and that makes check processing faster and more efficient.
By joining our community, at no cost, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Low-income workers often use this refund for the initial deposit required to open a bank account and then pay off debt, save for emergencies, or save for long-term goals such as homeownership. Financial institutions are now required to collect certain information when a new account is opened.
Under this law, a check deposited in a bank is typically “delivered” overnight to the paying bank and deducted from the checkwriter’s account on the next business day.
Workers are eligible for the EITC when they earn an annual income that is less than a specified amount.
Slide 4 – The PATRIOT Act Lesson Reference: Basic Banking Services, Activity 4 – Overhead 1 1.


This is possible even if they have no tax liability and no money was withheld from their paychecks for taxes.
The customer must provide identification that includes name, date of birth, address, and identification number. Contact the IRS, a tax preparer, or a VITA representative to obtain the current income level requirements.
The institution must maintain a copy of the information used to verify the person’s identity. 3.The institution must determine whether the applicant appears on the lists of known or suspected terrorists or terrorist organizations.



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