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Foreign exchange rates free,forex news feed,euro dollar exchange rate today,best currencies to trade - How to DIY>

Depending on where you travel, currency exchange rates can either help you get great bargains or make your trip surprisingly expensive. Avoid the exchange companies and Cambio booths that you will see in most train stations and airports. Sometimes, although rarely, smaller kiosks and independent vendors will provide a better rate than large banks. We offer our corporate clients excellent exchange rates, fee-free dealing and great 24-hour service. Using OzForex, you are guaranteed extremely competitive exchange rates and low transfer fees. No matter how strong your home currency is relative to the local currency, however, you want to make sure you're getting the best exchange rate possible whenever you need to get cash or make a purchase. Most of the time, you'll get the best possible exchange rate when you use your credit or debit card, either to make purchases or to withdraw cash from an ATM. You don't want to carry a ton of cash with you (see step 5), but you also should try to have enough cash so that you don't get stuck having to make a currency exchange at high rates. While you won't be able to negotiate the rate at a bank, if you do get stuck changing money at a small vendor you may be able to haggle to get a better rate. It's especially important to shop around if you're using the exchange kiosks, but the rate you get can vary even from bank to bank.

Sometimes the low rate posted will be the "sell" rate--you'll be charged the "buy" rate--or will only be applicable on very large or very small transactions. Do the same due diligence you would with any other exchange vendor, as these places usually charge a higher rate than banks. Even their fee rate is 2.7% and other banks' often charge 3%, it could still be more expensive.
You can fall victim to a variety of scams, from counterfeit money to short-changing to outright robbery, so be watchful and avoid suspicious exchange booths or people who approach you on the street or in the train station. Fees are based on the currency you exchange; for example if you are exchanging British Pounds the fee would be GBP7. Before you make a currency transfer, check our rates and then compare these against your bank's rates. Use our free currency converter, exchange rate charts, economic calendar, in-depth currency news and updates and benefit from competitive exchange rates and outstanding customer service.
By doing so, you get the same exchange rates that the banks offer to each other, with no middleman adding extra fees for the exchange. You're more likely to get a good rate in large cities than in small towns--in some countries, you won't even be able to exchange money outside the city. It's critical to know the exchange rate before you do this, and sometimes it won't work, but it's worth a try, especially if there are many vendors in a small area.

There may also be flat fees added to each transaction or extra commissions based on the amount of the exchange. If you do so, make sure you know the current exchange rate, and take the time to do the math before making a purchase. Many countries require licensing for currency exchangers; look for certificates or government stamps of approval (and know what they should look like). Some banks and credit card companies, however, will charge you a fee of as much as 3 percent on foreign transactions, so you need to do some research before you leave home. Knowing the exchange rate is your most powerful defense against getting a bad deal, so find it out before you go, and periodically check on it while you're traveling. When you do use an ATM, be sure to check how much it will charge you--some foreign ATMs charge $5 or more. You've got to watch out for these tricks and find out in advance the net amount you will receive from an exchange.

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04.09.2015 | Author: admin

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